Carlton Insurance is an Independent Insurance Agency serving clients in North and South Carolina for more than 80 years.

 
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Our mission is to be the best insurance agency in rural North and South Carolina. We provide professional service, insurance markets and expertise to our commercial, agribusiness and personal lines customers. For our team, we strive to be the best small employer and company providing growing opportunities for our employees unsurpassed by any other in our field of insurance, whether rural or urban. “Esse quam videri.”

Business Insurance

Carlton Insurance is experienced in all types of business, both for profit and non-profit organizations. We have expertise in manufacturing, construction, retail and wholesale, hospitality (food service and hotels) entertainment, golf courses and country clubs, non-profits, churches and many other commercial property and liability exposures.

At Carlton Insurance we use the Risk Management approach when writing insurance for your business, organization, church or any other type commercial entity. The first step in our Commercial Lines unit is to help you identify exposures to financial loss, classify that exposure as un-important, important or critical. Once exposure to financial loss is identified and classified, we can then recommend a coverage program that fits your specific needs. We view our job as not selling insurance, but putting an insurance/risk management program in place so you are properly protected and there are no surprises should a financial loss occur.

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Personal Insurance

Carlton Insurance has a full line of Homeowners, High Value Homeowners, Automobile, Secondary Homes, Rental Properties, Recreational Vehicles, Personal Umbrella Liability and other personal property and liability coverages.Our Account managers understand their job is to identify potential exposures to loss faced by our clients and recommend various methods of treatment.

In our initial interview our Account Manager works with the client to identify both common exposures and exposures unique to the particular individual. Our Account Managers are trained to make recommendations to insure or not insure the exposures and what deductibles should be used.


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Life Insurance

Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone.

Don’t leave the future of you and your loved ones to chance.  Carlton Insurance can help you find the right life insurance coverage and help ensure that your policy continually meets your needs.

Agricultural Insurance

Carlton Insurance has a long history of providing farm and agri-business insurance to the local community and through out  the state of North Carolina and South Carolina as well as across other state lines. From the small family farm to large commercial agricultural businesses, we offer all lines of coverage; including farm dwellings, barns and stables, liability, automobile, workers compensation, and an array of optional coverage suited for each individual entity. 


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